Oakbrook

Chief Executive Officer Jon Painter introduces you to Oakbrook

Oakbrook is a UK direct lender that makes its own lending decisions.

Its three brands, Oakbrook Loans, OakbrookAdvance and OakbrookOne, offer unsecured personal loans, including loans for debt consolidation. They serve customers with a range of credit histories, including those who have experienced credit difficulties, with applications assessed on individual circumstances and affordability. Oakbrook’s lending companies are authorised and regulated by the Financial Conduct Authority.

Oakbrook Loans offers unsecured personal loans for people with fair or imperfect credit. OakbrookAdvance, previously known as Finio Loans and before that Likely Loans, offers unsecured personal loans for people with poor or limited credit history. OakbrookOne offers debt consolidation loans, paying selected credit card and loan balances directly to creditors and bringing those repayments together into one monthly Oakbrook payment. All loans are subject to eligibility and affordability checks.

Oakbrook has been lending to UK customers since 2014.

O6K Limited is an affiliate of Oakbrook Finance Limited.

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Some Business Stats

Rated Excellent on Trustpilot, with a score of 4.9 out of 5 from over 17,000 reviews.

9 out of 10 customers would recommend Oakbrook to a friend

Loans provided to over 650,000 customers

Impact Stories

Elena from Birmingham

Elena was struggling to be accepted for a loan, she was looking to fund an operation for her dog Pufi. She was approved for a Likely Loan and gave some fantastic feedback:

“I have already told my best friend about the website!!!! I had applied in 1 day and next day got the money in my account!!! No papers, no fees, no waiting!!!! Brilliant!!! I needed the money for heart surgery for my puppy. Already booked the surgery! Couldn’t have done it without Likely Loans. THANK YOU!”

Nutshell

Consumer Lender

Sector

FinTech

Milestones

  • 2011:

    Business founded

  • 2014:

    Likely Loans launched

  • 2015:

    Over £50 million lent

    Completed 1st external debt funding

  • 2016:

    Moved to Accelerate office space

  • 2017:

    Appro Loans launched

  • 2018:

    Lent over £100 million

  • 2020:

    Best Workplaces™ for women

    Best Workplaces™ in Tech

    Best Workplaces™ Medium Organisation

  • 2021:

    O6K launched

    Oakbrook Loans launched

    Best Workplaces™ in Tech

    Best Workplace™ Medium Organisations

  • 2026:

    OakbrookOne was named Best Consumer Credit Product at the Credit Awards 2026.

Awards

2016: Employee Engagement Awards Finalist
2016: IIP accreditation
2017: Moneyfacts awards winner
2018: Techtrack 100 ranked 7th
2018: Moneyfacts awards finalist
2018: Techtrack 100 ranked 16th
2018: Credit awards ‘Credit modelling and risk team of the year’ winner
2019: Techtrack 100 ranked 50th
2019: Moneyfacts award finalist
2019: : Credit awards ‘Excellence in Open Banking’ and ‘Alternative lender of the year’ winner
2019: Consumer Credit Awards ‘Digital Champion’ winner
2019: Loans warehouse Xtra Awards ‘Lender of the year’ winner

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